Your SMS,
tracked automatically.

Swipe reads bank SMS the moment they arrive — every debit, credit, and refund logged without lifting a finger. Switch to the Credit Cards workspace for an aggregated view across all your cards.

💬
SMS Expense Tracker
↕
💳
Credit Cards Card Tracker
Swipe up or down to switch workspace
Download Free iOS & Android
Transactions — SMS-detected expenses Dashboard — aggregated card view Analytics — spending breakdown
Transactions screen showing SMS-detected expenses

Automatic SMS Sync

Every bank SMS becomes a transaction — instantly.

No manual entry. Swipe reads bank notifications as they arrive on your phone, extracts the merchant, amount, and card — and adds it to your ledger in seconds.

  • Separates refunds from spends automatically
  • Filters autopay reminders — no double counting
  • Runs silently in the background, no setup needed

Two Workspaces, One App

Switch between SMS tracking
and Credit Card view.

Swipe up or down on the dashboard to jump between your SMS expense tracker and your aggregated credit card view — instantly.

💬
SMS Default Workspace
↕
💳
Credit Cards Card Tracker
Swipe workspace switcher — switch between SMS and Credit Cards
Dashboard showing aggregated credit card view

Credit Card Aggregated View

All your cards. One dashboard.

Add your HDFC, ICICI, Axis, or any other card and see your total monthly spend, refunds, and transaction count in a single view — no switching between apps.

  • Total cycle spend and refunds across all cards
  • Per-card transaction history and statement import
  • Forward statement emails to auto-import all transactions
  • Home screen widget showing this cycle's spend at a glance
Analytics showing category breakdown

Spending Insights

Know exactly where your money goes.

Swipe auto-categorizes merchants — food, travel, shopping, utilities — and shows you a breakdown each month. Tap any category to see the transactions behind it.

  • Automatic merchant categorization
  • Monthly category breakdown & cash flow trend
  • Refund detection with push notification
  • Spending habits & monthly story in Insights

Supported Banks

Works with every major Indian bank.

HDFC Bank
ICICI Bank
SBI
Axis Bank
Amex
Kotak
IndusInd
YES Bank

Privacy & Security

SMS read on-device. Your data is yours.

SMS permission is used only to detect bank transactions. We do not read personal messages, sell your data, or share it with advertisers. You can revoke permission anytime.

🔒
AES-256 encrypted storage

Credentials and statement data encrypted at rest.

🛡️
HTTPS-only transmission

All data sent over encrypted connections.

🚫
No ads, no data selling

No third-party advertising SDKs or data brokers.

Stop tracking manually. Start using Swipe.

Free to download. Works on iOS and Android.

Download Swipe