Privacy Policy
This Privacy Policy explains how Swipe ("Swipe," "we," "us") collects, uses, stores, and deletes information when you use our apps and backend services for SMS-based expense tracking and credit card aggregation.
1. Who we are
Swipe is a personal finance app that turns bank SMS alerts and credit card statement emails into organized transactions, dashboards, and insights.
Contact: support@saurabh.build
2. Information we collect
Account information. Email address, password (handled by our auth provider), display name, and profile photo if you upload one.
SMS messages (Android, with your permission). When you grant SMS permission, we read bank SMS within a lookback window and may upload to our servers: sender, message body, received time, and a deduplication hash. We use this exclusively to detect and parse financial alerts — debits, credits, transfers — into structured transactions.
Statement emails (optional). If you choose to forward monthly statement emails to your Swipe import address, we parse them to extract transactions and import them into your ledger.
Transaction data. Parsed transactions (amount, merchant, category, card, notes, refunds), credit card metadata, and statement-derived spend figures.
Device information. For SMS sync we register a device identifier along with manufacturer, model, OS version, and app version so sync runs reliably.
Usage & diagnostics. Limited product events for auth reliability. We do not use SMS content for advertising.
3. How we use information
- Provide core features: SMS expense logging, statement import, card aggregation, analytics, and insights
- Authenticate you and secure your account
- Sync your data across your devices
- Improve parsing quality and prevent duplicate transactions
- Respond to support requests and meet legal obligations
4. SMS permission (important)
SMS access is a core feature on Android for automatic expense tracking. We do not need to be your default SMS app. You can revoke SMS permission in Android Settings at any time — doing so stops further SMS reading on that device. We process SMS only to extract financial transactions.
5. Sharing
We do not sell your personal information. We share data only with:
- Infrastructure providers that host our auth, database, and storage (under contractual limits)
- Authorities when required by law or to protect users and the service
We do not use third-party advertising SDKs or share SMS/transaction content with data brokers.
6. Retention
We retain account and transaction data while your account is active. You may request permanent deletion by emailing support@saurabh.build or using the delete account page. Signing out clears local data on that device but does not delete your server account.
7. Security
Data is transmitted over HTTPS/TLS. Credentials and statement data are encrypted at rest with AES-256. No method of transmission is 100% secure; please use a strong password.
8. Your rights & choices
- Revoke SMS or notification permissions in system settings at any time
- Edit your profile in the app
- Request account deletion via support@saurabh.build or the delete account page
- Request access or correction by emailing support
9. Children
Swipe is not directed at children under 13. We do not knowingly collect data from children.
10. Changes
We may update this policy and will revise the "Last updated" date. For material changes we will provide additional notice in the app or by email.
11. Contact
Questions: support@saurabh.build